{"id":27529,"date":"2025-06-25T12:37:40","date_gmt":"2025-06-25T10:37:40","guid":{"rendered":"https:\/\/somosbios.es\/objavte-nas-nakupny-sprievodca-pre-nerezidentov\/"},"modified":"2026-04-14T22:43:22","modified_gmt":"2026-04-14T20:43:22","slug":"objavte-nas-nakupny-sprievodca-pre-nerezidentov","status":"publish","type":"post","link":"https:\/\/somosbios.es\/sk\/objavte-nas-nakupny-sprievodca-pre-nerezidentov\/","title":{"rendered":"Objavte n\u00e1\u0161 n\u00e1kupn\u00fd sprievodca pre nerezidentov"},"content":{"rendered":"\t\t
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Objavte n\u00e1\u0161 n\u00e1kupn\u00fd sprievodca pre nerezidentov\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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V\u0160ETKO, \u010cO POTREBUJETE VEDIE\u0164 NA K\u00daPU NEHNUTE\u013dNOSTI NA COSTA DEL SOL, AK STE NEREZIDENT<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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K\u00fapa nehnute\u013enosti v Marbelle je pre mnoh\u00fdch snom, najm\u00e4 ak si chcete u\u017ei\u0165 \u017eivotn\u00fd \u0161t\u00fdl na Costa del Sol. Ak v\u0161ak nie ste rezidentom \u0160panielska, je nevyhnutn\u00e9 pozna\u0165 k\u013e\u00fa\u010dov\u00e9 kroky a dokument\u00e1ciu potrebn\u00fa na bezpe\u010dn\u00fd n\u00e1kup. Od anal\u00fdzy trhu a\u017e po z\u00edskanie identifika\u010dn\u00e9ho \u010d\u00edsla cudzinca (NIE), v tomto sprievodcovi vysvet\u013eujeme v\u0161etky po\u017eiadavky, aby bol proces plynul\u00fd. <\/p>

V BIOS v\u00e1m pon\u00fakame personalizovan\u00fa podporu v ka\u017edej f\u00e1ze procesu, zabezpe\u010duj\u00fac transparentnos\u0165, d\u00f4veru a profesionalitu, aby bola va\u0161a invest\u00edcia dobre chr\u00e1nen\u00e1.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t1. KROKY PRED K\u00daPOU<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Predt\u00fdm, ne\u017e sa pust\u00edte do k\u00fapy nehnute\u013enosti v Marbelle, je nevyhnutn\u00e9 spr\u00e1vne si napl\u00e1nova\u0165 financie a porozumie\u0165 miestnemu trhu.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\tAnal\u00fdza trhu<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Prv\u00fdm krokom je d\u00f4kladn\u00e1 anal\u00fdza dostupn\u00fdch nehnute\u013enost\u00ed a ich cien. V BIOS hodnot\u00edme ponuky v oblasti, ktor\u00e1 v\u00e1s najviac zauj\u00edma, aby sme na\u0161li dom, ktor\u00fd najlep\u0161ie vyhovuje va\u0161im potreb\u00e1m a rozpo\u010dtu. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\u00daspory na financovanie<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Ak potrebujete financova\u0165 svoj n\u00e1kup hypot\u00e9kou, majte na pam\u00e4ti, \u017ee banky zvy\u010dajne nepokr\u00fdvaj\u00fa 100 % ceny domu. Odpor\u00fa\u010da sa ma\u0165 dostato\u010dn\u00e9 \u00faspory na pokrytie medzi 20 % a 30 % n\u00e1kladov. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\tPorovnanie hypot\u00e9k<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Porovn\u00e1vanie r\u00f4znych mo\u017enost\u00ed hypot\u00e9k je k\u013e\u00fa\u010dov\u00e9 pre dosiahnutie najlep\u0161\u00edch podmienok. V BIOS v\u00e1m pom\u00f4\u017eeme n\u00e1js\u0165 ponuku hypot\u00e9ky, ktor\u00e1 najlep\u0161ie vyhovuje va\u0161im finan\u010dn\u00fdm potreb\u00e1m. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\tOverenie za\u0165a\u017eenia\n\n<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Pred pokra\u010dovan\u00edm v k\u00fape sa mus\u00edte uisti\u0165, \u017ee nehnute\u013enos\u0165 je bez poplatkov alebo dlhov. Je nevyhnutn\u00e9 overi\u0165, \u017ee neexistuj\u00fa \u017eiadne predch\u00e1dzaj\u00face hypot\u00e9ky, zabavenia alebo pr\u00e1vne probl\u00e9my, ktor\u00e9 by mohli ovplyvni\u0165 v\u00e1\u0161 n\u00e1kup. V BIOS v\u00e1m pom\u00e1hame z\u00edska\u0165 v\u0161etky potrebn\u00e9 certifik\u00e1ty, aby sme zabezpe\u010dili, \u017ee je v\u0161etko v poriadku. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t2. DOKUMENT\u00c1CIA PO\u017dADOVAN\u00c1 PRE NEREZIDENTOV\n\n<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Ak nie ste rezidentom \u0160panielska, existuj\u00fa ur\u010dit\u00e9 k\u013e\u00fa\u010dov\u00e9 dokumenty, ktor\u00e9 budete potrebova\u0165 na k\u00fapu nehnute\u013enosti.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\tZ\u00edskanie NIE (Foreigner Identification Number)\n\n\n<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Toto \u010d\u00edslo je nevyhnutn\u00e9 na vykonanie ak\u00e9hoko\u013evek da\u0148ov\u00e9ho konania v \u0160panielsku. Proces jeho z\u00edskania zah\u0155\u0148a rezerv\u00e1ciu term\u00ednu na imigra\u010dnom \u00farade alebo policajnej stanici, predlo\u017eenie imigra\u010dn\u00e9ho formul\u00e1ra, pas, aktu\u00e1lnu fotografiu a doklad o zaplaten\u00ed poplatkov. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\tOtvorenie bankov\u00e9ho \u00fa\u010dtu v \u0160panielsku\n\n\n\n\n<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Toto \u010d\u00edslo je nevyhnutn\u00e9 na vykonanie ak\u00e9hoko\u013evek da\u0148ov\u00e9ho konania v \u0160panielsku. Proces jeho z\u00edskania zah\u0155\u0148a rezerv\u00e1ciu term\u00ednu na imigra\u010dnom \u00farade alebo policajnej stanici, predlo\u017eenie imigra\u010dn\u00e9ho formul\u00e1ra, pas, aktu\u00e1lnu fotografiu a doklad o zaplaten\u00ed poplatkov. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t3. PROCES K\u00daPY DOMU\n\n\n\n\n\n<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Ke\u010f dokon\u010d\u00edte predch\u00e1dzaj\u00face kroky a m\u00e1te potrebn\u00fa dokument\u00e1ciu, proces n\u00e1kupu prebieha nasledovne:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\t\t\t\t\tRezerv\u00e1cia alebo zmluva o z\u00e1lohe\n\n\n\n\n\n\n\n<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Zmluva o z\u00e1lohe podrobne stanovuje po\u010diato\u010dn\u00e9 podmienky k\u00fapy, ako s\u00fa cena a platobn\u00e9 podmienky. Z\u00e1rove\u0148 to zabezpe\u010duje, \u017ee nehnute\u013enos\u0165 nebude predan\u00e1 in\u00e9mu kupuj\u00facemu, k\u00fdm sa podmienky finalizuj\u00fa. <\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\t\t\t\t\tPodp\u00edsanie k\u00fapnej zmluvy\n\n\n\n\n\n\n\n\n\n<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Tento pr\u00e1vny dokument, vypracovan\u00fd advok\u00e1tom, stanovuje v\u0161etky pr\u00e1va a povinnosti str\u00e1n. Obsahuje popis nehnute\u013enosti, cenu, sp\u00f4soby platby a kto preber\u00e1 n\u00e1klady a dane. <\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\t\t\t\t\tVerejn\u00e1 listina\n\n\n\n\n\n\n\n\n<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Listina vlastn\u00edctva k nehnute\u013enosti je podp\u00edsan\u00e1 pred not\u00e1rom, ktor\u00fd transakciu potvrd\u00ed. V BIOS-e koordinujeme cel\u00fd proces tak, aby prebiehal bezpe\u010dne. <\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\t\t\t\t\tKatastr\n\n\n\n\n\n\n\n\n<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Posledn\u00fdm krokom je zaregistrova\u0165 nehnute\u013enos\u0165 v katastri pozemkov. Tento postup poskytuje pr\u00e1vnu istotu a zaru\u010duje, \u017ee va\u0161e meno sa zobraz\u00ed ako vlastn\u00edk nehnute\u013enosti. <\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t4. V\u00ddDAVKY A DANE PRI K\u00daPE NEHNUTE\u013dNOSTI V \u0160PANIELSKU\n\n\n\n\n<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Je d\u00f4le\u017eit\u00e9 pozna\u0165 dodato\u010dn\u00e9 n\u00e1klady a dane spojen\u00e9 s k\u00fapou domu.<\/p>

Poplatky za not\u00e1ra a registr\u00e1ciu<\/strong><\/p>

N\u00e1klady na not\u00e1ra a katastri s\u00fa regulovan\u00e9 vl\u00e1dou a z\u00e1visia od hodnoty nehnute\u013enosti.<\/p>

DPH a da\u0148 z prevodu (ITP)<\/strong><\/p>

Pri novopostaven\u00fdch domoch sa uplat\u0148uje DPH vo v\u00fd\u0161ke 10 %, zatia\u013e \u010do pri ojazden\u00fdch nehnute\u013enostiach sa plat\u00ed NP, \u010do v Andal\u00fazii predstavuje 7 %.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t5. POPREDAJN\u00dd SERVIS A SPR\u00c1VA NEHNUTE\u013dNOST\u00cd\n\n\n\n\n\n\n<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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V BIOS v\u00e1s nielen sprev\u00e1dzame po\u010das cel\u00e9ho n\u00e1kupn\u00e9ho procesu, ale pon\u00fakame aj popredajn\u00e9 slu\u017eby, aby v\u0161etko prebiehalo hladko. Postar\u00e1me sa o to, aby sme v\u00e1m pomohli vyrie\u0161i\u0165 ak\u00fako\u013evek va\u0161u potrebu, ako je uzatvorenie poistenia, s\u0165ahovanie, rekon\u0161trukcia alebo dokonca spr\u00e1va va\u0161ej nehnute\u013enosti, ak sa rozhodnete ju prenaja\u0165. Na\u0161\u00edm cie\u013eom je, aby ste si svoj nov\u00fd domov u\u017e\u00edvali bez ob\u00e1v. <\/p>

Ak pl\u00e1nujete ob\u010das vyu\u017e\u00edva\u0165 svoj domov a chcete si privyrobi\u0165, m\u00e1me \u0161pecializovan\u00fa slu\u017ebu v oblasti turistick\u00fdch pren\u00e1jmov v Marbelle. T\u00fdmto sp\u00f4sobom maximalizujete n\u00e1vratnos\u0165 invest\u00edcie a va\u0161a nehnute\u013enos\u0165 bude v\u017edy pripraven\u00e1 prij\u00edma\u0165 turistov z cel\u00e9ho sveta, spravovan\u00fdch odborn\u00edkmi z miestneho trhu. V BIOS v\u00e1m pon\u00fakame kompletn\u00fd popredajn\u00fd servis, aby ste si mohli u\u017e\u00edva\u0165 svoju nehnute\u013enos\u0165 v Marbelle bez ob\u00e1v. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\tSTE PRIPRAVEN\u00cd \u017dI\u0164 NA COSTA DEL SOL?\n\n\n\n\n\n\n\n<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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K\u00fapa nehnute\u013enosti v Marbelle ako nerezident v \u0160panielsku je proces, ktor\u00fd si vy\u017eaduje pl\u00e1novanie, no s vhodn\u00fdm veden\u00edm m\u00f4\u017ee by\u0165 hladk\u00fd a obohacuj\u00faci proces. V BIOS sme tu, aby sme ka\u017ed\u00fd krok urobili jednoduch\u00fdm a bezpe\u010dn\u00fdm, aby ste z\u00edskali svoju nehnute\u013enos\u0165 s \u00fapln\u00fdm pokojom na du\u0161i. Nav\u0161t\u00edvte na\u0161u ponuku<\/strong><\/a> nehnute\u013enost\u00ed na Costa del Sol a n\u00e1jdite si svoj nov\u00fd domov. <\/p>

S viac ako 20-ro\u010dn\u00fdmi sk\u00fasenos\u0165ami v realitnom sektore a multidisciplin\u00e1rnym t\u00edmom sme odhodlan\u00ed pon\u00faka\u0165 na\u0161im klientom ten najlep\u0161\u00ed z\u00e1\u017eitok z n\u00e1kupu.<\/p>

Kontaktujte n\u00e1s,<\/a> aby ste si vy\u017eiadali kompletn\u00fd Sprievodca kupuj\u00facim, a my v\u00e1m porad\u00edme, aby ste na\u0161li nehnute\u013enos\u0165, ktor\u00fa h\u013ead\u00e1te na Costa del Sol.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Objavte n\u00e1\u0161 n\u00e1kupn\u00fd sprievodca pre nerezidentov V\u0160ETKO, \u010cO POTREBUJETE VEDIE\u0164 NA K\u00daPU NEHNUTE\u013dNOSTI NA COSTA DEL SOL, AK STE NEREZIDENT K\u00fapa nehnute\u013enosti v Marbelle je pre mnoh\u00fdch snom, najm\u00e4 ak si chcete u\u017ei\u0165 \u017eivotn\u00fd \u0161t\u00fdl na Costa del Sol. Ak v\u0161ak nie ste rezidentom \u0160panielska, je nevyhnutn\u00e9 pozna\u0165 k\u013e\u00fa\u010dov\u00e9 kroky a dokument\u00e1ciu potrebn\u00fa na bezpe\u010dn\u00fd […]<\/p>\n","protected":false},"author":1,"featured_media":27530,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[284],"tags":[],"class_list":["post-27529","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"yoast_head":"\nObjavte n\u00e1\u0161 n\u00e1kupn\u00fd sprievodca pre nerezidentov - Bios Real Estate<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/somosbios.es\/sk\/objavte-nas-nakupny-sprievodca-pre-nerezidentov\/\" \/>\n<meta property=\"og:locale\" content=\"sk_SK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Objavte n\u00e1\u0161 n\u00e1kupn\u00fd sprievodca pre nerezidentov - Bios Real Estate\" \/>\n<meta property=\"og:description\" content=\"Objavte n\u00e1\u0161 n\u00e1kupn\u00fd sprievodca pre nerezidentov V\u0160ETKO, \u010cO POTREBUJETE VEDIE\u0164 NA K\u00daPU NEHNUTE\u013dNOSTI NA COSTA DEL SOL, AK STE NEREZIDENT K\u00fapa nehnute\u013enosti v Marbelle je pre mnoh\u00fdch snom, najm\u00e4 ak si chcete u\u017ei\u0165 \u017eivotn\u00fd \u0161t\u00fdl na Costa del Sol. 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